Have you recently retired or are you planning to retire soon? Do you need MediCare and MediCare Supplement Insurance?
Join us for a FREE seminar at the Kingwood Country Club on September 18th from 5:30-7:30.
We will serve lite appetizers, beer, and wine during the presentation by Rose Sladek.
We have answers to your Insurance questions.
I have been in the life insurance industry for over 20 years. The untimely death of a loved one can cause monetary devastation as well as emotional. Let me help you protect your family during these times.
My husband, our five children, and seven grandchildren are the reason we get up in the mornings. This is the reason I keep my mind focused on helping you secure your families future.
Sunday family dinners, and vacations with our family. Just knowing we have a financial security blanket allows us to enjoy the best parts of life.
I work with all of the top rated Life insurance Carriers. Let's discover your needs together, and I promise I will find a carrier and product that helps you protect your family.
Term, Guaranteed Universal Life, Whole Life, Indexed Universal Life, & Children's Whole Insurance.
What is 'Life Insurance'
Life insurance is a way to provide protection against financial loss that would result from the premature death of a loved one. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of loss of income.
Today's products also include many benefits to assist you while you are still living. "Living Benefits."
These benefits included in some life insurance products can help you protect your assets in case of sickness, you become disabled, or unemployment.
In some case they will even provide additional retirement benefits.
MediCare supplement insurance (Medigap) helps pay some of the out-of-pocket health care costs that Medicare (Parts A and B) don't pay. It is NOT a government benefit, like Parts A and B.
Various Insurance plans are offered through many private insurance companies. This allows you to decide which plan best fits your lifestyle.
One of the features of a variable life insurance product that makes it stand out among other permanent life insurance policies, is the flexibility it provides policyholders in terms of premiums paid and cash value accumulation.
Because of investment risks, variable policies are considered securities contracts and are regulated under the federal securities laws. As a securities product, fund performance may lead to declining cash value or death benefit over time.
Annuities were designed to be a reliable means of securing a steady cash flow for an individual during their retirement years and to alleviate fears of longevity risk, or outliving one's assets.
An annuity is sold by financial institutions and are designed to accept and grow funds from an individual over a period of time, and then pay out an income stream at a later point in time.
Stand alone LTC or Hybrid LTC, Disability and Critical Care Insurance, Health Insurance.
What is 'Long-Term Care (LTC) Insurance'
Coverage that provides nursing-home care, home-health care, personal or adult day care for individuals with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.
It is never to early to protect your loved ones from an unspeakable tragedy. Consult with me, and I will find a product to fit your lifestyle, and your budget.
MediCare and MediCare Supplement, working together to ensure you get the health care you need.
What you need to know, if you are 65 or older or about to turn 65.
Our team will help you and your family find security that fits in the event of an accident. Don't be caught off guard.
Please contact me and schedule an appointment to discuss your needs in person.
Life, Wealth & Health Insurance Consulting in Kingwood
PO Box 6032 Kingwood, TX 77339, US